equity release Archives

Discover the Benefits of a Lifetime Mortgage in Divorce Proceedings

‍ ‍ Subtitle: Empowering your future with a lifetime mortgage in divorce proceedings Introduction to a Lifetime Mortgage in Divorce Proceedings Lifetime Mortgage in Divorce – Divorce mortgage separation are probably 3 of the top 5 most stressful things for people to go through if you split from partner. Navigating the complexities of divorce can […]

Unlocking Retirees’ Home Equity: Navigating Equity Release Mortgages

Hello there, fellow financial adventurers! Today, let’s chat about something rather intriguing for the silver-haired crowd amongst us. You see, as the cost of living climbs higher than a runaway balloon, the savvy retirees are peeping over the garden hedge at the reverse mortgage industry. It’s all about unlocking the golden treasure trove that is […]

FCA WARNING, FEE’S AND JURISDICTIONAL INFORMATION

MORTGAGES – THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

CONSOLIDATING UNSECURED DEBTS – Think carefully before securing any other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or secured loan. IF YOU CONSOLIDATE EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

BUY TO LET MORTGAGES The Financial Conduct Authority does not regulate some forms of Buy to Lets. Your home/property may be repossessed if you do not keep up repayments on your mortgage.

EQUITY RELEASE – This is a Lifetime Mortgage. These are only applicable to those 55 and over, and it could affect eligibility to state means-tested benefits and the inheritance you may leave. To understand the features and risks, ask for a personalised illustration. Equity release includes Lifetime Mortgages and Home Reversion Schemes. We can advise and arrange Lifetime Mortgages and will refer to an approved specialist for Home Reversion schemes.

Quest Finance Ltd also Trading as Quest Finance – is an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but will be agreed with you before proceeding but estimate this to be £795. Quest Finance Ltd is registered in England and Wales, with company registration number: 12267927. Registered Office: 21 Laneham Close, Doncaster DN4 7HX

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. By submitting an enquiry form you agree that the information provided is true and accurate and that a mortgage advisor may contact you for further information as required.