Cookies
Our website uses cookies to distinguish you from other users of our website. A cookie is a small
file of letters and numbers that we put on your computer. Cookies contain information that is
transferred to your computer’s hard drive.
The cookies we use are ‘analytical’ cookies. They allow us to recognise and count the number of
visitors and to see how visitors move around the site when they are using it. This helps us to
improve the way our website works, for example by ensuring that users are finding what they are
looking for easily.
You can find more information about the individual cookies we use and the purposes for which
we use them in the table below:

Name Expiration Description
_ga 2 years Used to distinguish users.
_gat 10 minutes Used to throttle request rate.

__utmat
2 years from
set/update

Used to distinguish users and sessions. The cookie is created when the
javascript library executes and no existing __utma cookies exists. The
cookie is updated every time data is sent to Google Analytics.

__utmt 10 minutes Used to throttle request rate.

__utmb
30 mins from
set/update

Used to determine new sessions/visits. The cookie is created when the
javascript library executes and no existing __utmb cookies exists. The
cookie is updated every time data is sent to Google Analytics.

__utmc
End of
browser
session

Not used in ga.js. Set for interoperability with urchin.js. Historically, this
cookie operated in conjunction with the __utmb cookie to determine
whether the user was in a new session/visit.

__utmz
6 months
from
set/update

Stores the traffic source or campaign that explains how the user
reached your site. The cookie is created when the javascript library
executes and is updated every time data is sent to Google Analytics.

__utmv
2 years from
set/update

Used to store visitor-level custom variable data. This cookie is created
when a developer uses the _setCustomVar method with a visitor level
custom variable. This cookie was also used for the deprecated _setVar
method. The cookie is updated every time data is sent to Google
Analytics.

eucookie 1 year Used to record displayed cookie disclaimer notification
These cookies do not record any personally identifiable information (PII).
You can block cookies by activating the setting on your browser that allows you to refuse the
setting of all or some cookies. However, if you use your browser settings to block all cookies
(including essential cookies) you may not be able to access all or parts of our site.
CHANGES TO OUR PRIVACY & COOKIES POLICY
Any changes we may make to our privacy policy in the future will be posted on this page and,
where appropriate, notified to you by email. Please check back frequently to see any updates or
changes to our Privacy and Cookies Policy.

Important Notes on Protecting your
own Data
Please be aware of cybercrime and protecting your own information online, particularly financial
information. Do not send unsecure personal information over the internet. We recommend you
use encryption software or provide any information to us using the online tools we provide.
Do not respond to emails asking you to pay money. Never make a payment purely in response to
an email. Always call the company to validate any payment requests and check the phone
number independently from the email (i.e. via a secure web site). If you receive a phone call
asking for payment ensure you are satisfied the call is genuine, or else call the company back to
check. Quest finance Ltd nor HL Partnership Limited will not take responsibility if you transfer money to a fraudster in
error.

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FCA WARNING, FEE’S AND JURISDICTIONAL INFORMATION

MORTGAGES – THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

CONSOLIDATING UNSECURED DEBTS – Think carefully before securing any other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or secured loan. IF YOU  CONSOLIDATE EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

BUY TO LET MORTGAGES The Financial Conduct Authority does not regulate some forms of Buy to Lets. Your home/property may be repossessed if you do not keep up repayments on your mortgage.

EQUITY RELEASE – This is a Lifetime Mortgage. These are only applicable to those 55 and over, and it could affect eligibility to state means-tested benefits and the inheritance you may leave. To understand the features and risks, ask for a personalised illustration. Equity release includes Lifetime Mortgages and Home Reversion Schemes. We can advise and arrange Lifetime Mortgages and will refer to an approved specialist for Home Reversion schemes.

Quest Finance Ltd also Trading as Quest Finance –  is an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but will be agreed with you before proceeding but estimate this to be £795. Quest Finance Ltd is registered in England and Wales, with company registration number: 12267927. Registered Office: 21 Laneham Close, Doncaster DN4 7HX

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. By submitting an enquiry form you agree that the information provided is true and accurate and that a mortgage advisor may contact you for further information as required.

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