Mortgage advice Blog
Obtaining a mortgage with bad credit is more common than you might think. Each year in the UK, thousands of individuals face financial difficulties that result in various credit issues. Let’s take a closer look at some statistical data to better understand the prevalence of bad credit:
- County Court Judgements (CCJs): According to the Registry Trust, there were over 332,000 CCJs issued in the UK in 2020 alone.
- Individual Voluntary Arrangements (IVAs): The Insolvency Service reported that there were approximately 31,527 IVAs registered in England and Wales in the first quarter of 2021.
- Bankruptcies: In the same period, there were 2,384 bankruptcy orders granted in England and Wales, as reported by the Insolvency Service.
- Defaults: The Consumer Credit Trade Association estimated that there were over 2 million defaults issued in the UK in 2019.
These numbers are not meant to discourage you but rather to emphasize that you’re not alone in facing bad credit challenges.
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Unveiling the Untold Story
While many websites touch upon the basics of getting a mortgage with bad credit, there are certain aspects that often go unnoticed. At Quest Finance, we believe in providing comprehensive and transparent information to our clients. Here are some lesser-known facts about mortgage advisors and the process of securing a mortgage with bad credit:
Quest Finance: Your Partner in Overcoming Bad Credit
Now that you’re equipped with a better understanding of the world of mortgage advisors and the possibilities they offer, let’s talk about Quest Finance. We are a reputable financial advisory firm that specializes in helping individuals with bad credit secure mortgages. With our expertise and dedication, we have successfully guided numerous clients on their path to homeownership.
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