New Mortgage Criteria: Can I Get an Interest Only Mortgage?

Hey there, house hunters and financial freedom seekers! We all know the journey to homeownership can feel like navigating a maze blindfolded, especially when you’ve got a history of bad credit holding you back. But worry not! Today, we’re going to chat about some fresh news in the mortgage world and sprinkle in some wisdom […]

Lofty Mortgage Dreams: How to Make Them Reality

Bad credit mortgage advice ? – Hello everyone, and welcome back to our blog, where we serve up the latest and greatest from the world of mortgages! Today, we’re all about catching that wave of optimism washing over the homebuilding industry, especially in light of those lovely falling mortgage rates. It’s a breath of fresh […]

Mastering the 2023 UK Housing Market with Bad Credit

Bad credit  – Hello there, lovely house hunters and welcome to our cosy corner of the web! Have you been dreaming of cozying up in your very own home sweet home, but feel that pesky bad credit is like a raincloud on your property parade? Fear not, for we’re here to chat about the UK […]

Unlocking the Mystery of Mortgage Rates: What You Need!

Mortgage Rates ! Hey there, homebuyers and daydreamers! If you’ve got your eye on a slice of property heaven but find your toes tingling at the thought of mortgage rates and what on earth influences them, don’t worry; you’re far from alone. The jargon-slinging world of mortgages can seem more confounding than deciding what to […]

First Time Buyers !

Oh, happy days, house hunters and prospective First Time Buyers! Are you on the lookout for your dream home but feeling somewhat deflated by the thought of sky-high interest rates and stringent credit checks? Well, allow me to sprinkle a little bit of joy on your home-buying journey! There’s a golden nugget of real estate […]

Mortgage lenders that Credit Search Instead of Credit Score

bad credit mortgage no score

Mortgage lenders that Credit Search Instead of Credit Score In England and Wales, often mortgage companies will look to use credit scoring for mortgages, particularly the high street lenders like Halifax, Nationwide and Barclays for example. mortgage companies that specialize in bad credit mortgages have chosen to adopt an alternative approach when assessing borrowers’ creditworthiness. […]

Glorious News: Halifax Reduces Fixed Mortgage Rates!

Halifax Reduces Fixed Mortgage Rates!  Oh, what glorious news for future homeowners! It’s time to muster up some cheer as Halifax has joined the merry bandwagon of reducing fixed mortgage rates! This delightful move makes the dream of owning a home feel a bit more like a potential reality, doesn’t it? ### Getting To Know […]

Unlocking Mortgage Wisdom: Navigating Cyber-Safe Advice Roadblocks

Mortgage Wisdom Oh, the joys of the internet – it’s a world of boundless information, endless entertainment, and…website blocks? Yes, imagine browsing for that all-important nugget of wisdom – say, ‘mortgage advice near me’ for your unique credit situation – and bam, you’re met with a big, fat ‘Access Denied.’ Not fun, right? But never […]

Santander’s New Rate Cuts: Your Path to Affordable Homeownership

If you’ve been keeping an eye on the property ladder, you’re bound to have seen the buzz about Santander UK’s recent move to reduce fixed rates on all mortgage products and additional loans—and if you haven’t, allow me to fill you in on the scoop! It’s always exciting to see when a big lender shakes […]

Unlocking the Mystery: Halifax’s Market Move and Mortgage Implications

Hello fellow home hunters and financial navigators! 🏡💸 In the rhythmic dance of the property market, the tunes have changed once again, and we’re here to break it down for you! Halifax has just announced its second residential price cut of the year, making waves for aspiring homeowners everywhere. But what does this mean, especially […]

Navigating the Maze of Mortgages: Your Expert Guide

Mortgages -When it comes to getting on the property ladder or securing that dream home, the world of mortgages can be quite the encyclopaedia to decipher – especially if you’re navigating the choppy waters of having a less-than-perfect credit score. But worry not, because with the right mortgage advice near me, you could be unlocking […]

Discover the Benefits of a Lifetime Mortgage in Divorce Proceedings

mortgage advice

‍ ‍ Subtitle: Empowering your future with a lifetime mortgage in divorce proceedings Introduction to a Lifetime Mortgage in Divorce Proceedings Lifetime Mortgage in Divorce – Divorce mortgage separation are probably 3 of the top 5 most stressful things for people to go through if you split from partner. Navigating the complexities of divorce can […]

20+ reasons to recommend HSBC in 2024

retirement interest only mortgages

20+ Reasons to recommend HSBC this Year Ok so lets get started heres our first top 10 in our reasons to recommend HSBC !. 1.     One Year self-employed – we will use 50% of Net Profit for anyone who only has first year figures 2.     HSBC allows someone who cannot go on the mortgage to gift deposit and also […]

Mortgage With Spray Foam Insulation

A COUPLE whose home was left unmortgageable after insulation was installed said their lives “fell apart.” They paid out £4,926 for spray foam insulation in their loft. the couple , from Edinburgh, were later told that homes with spray foam insulation are “un-mortgageable.” The couple, who were planning on moving, realised they were unable to sell their […]

Navigating the Rising Interest Rate Mortgage Market

When the financial tide changes, and rising Mortgage Interest Rates start to make headlines, it’s natural to feel a bit wobbly about stepping onto the property ladder. Especially if, like many, you’ve hit a few bumps along the credit road. But fear not, lovely readers! Diving into the sometimes perplexing world of mortgages, particularly in […]

Navigating Mortgage Advice with Confidence

Navigating Mortgage advice with Confidence – A Guide for Those with Credit Challenges Embarking on the journey to homeownership can seem daunting, especially when your credit history is less than perfect. But fear not! With guidance from a skilled bad credit mortgage broker in the UK, that dream home may well be within reach. Understanding […]

Mortgage Tips for Credit impaired

Mortgage Tips for Credit impaired – As the jigsaw puzzle of life constantly shifts and changes, navigating the property market can feel like a daunting task. Especially so, when you’re looking to find a mortgage with not-so-shiny credit. But worry not! There’s a silver lining, and that’s where tailored mortgage advice comes into play. So, […]

Navigating the Mortgage Maze with Bad Credit

Hey there, future homeowners and savvy savers do you have bad credit? If you’ve been keeping an eye on the news, you might have seen whispers about mortgage costs creeping up due to looming inflation worries. Now, before you let out a big ol’ sigh, let me assure you it’s not all doom and gloom. […]

Unlocking Retirees’ Home Equity: Navigating Equity Release Mortgages

Hello there, fellow financial adventurers! Today, let’s chat about something rather intriguing for the silver-haired crowd amongst us. You see, as the cost of living climbs higher than a runaway balloon, the savvy retirees are peeping over the garden hedge at the reverse mortgage industry. It’s all about unlocking the golden treasure trove that is […]

Mortgage Charters: A Ray Of Hope For Vulnerable Borrowers

Hello, cherished readers! are you looking for Hello, cherished readers! are you looking for mortgage advice near me, we’re going to unpack some heartening news. Which could serve as a beacon of hope for those of us navigating the world of mortgages. Especially for those worried about less-than-perfect credit scores. Now, why should you, with […]

Unveiling the Secrets of Bad Credit Mortgages

Bad Credit Mortgages Hello there, lovely folks! Have you been envisioning the sweet comfort of your own space but feel your dream slipping through your fingers because of a tricky credit history? Don’t let the 2021 Irish mortgage approval numbers deflate your spirits. It’s a fresh new year, and I’m here to sprinkle a bit […]

Bad Credit Mortgage Lenders: Your Path to Homeownership!

Oh, happy days! With Bad Credit Mortgage lenders on the scene. The scent of fresh opportunity is in the air for first-time buyers. As your trusty guide to navigating the world of mortgages, I’m buzzing with excitement to share some pretty uplifting news and tips with you. **Climbing the Property Ladder with Bad Credit – […]

Loan to Pay tax Bill

Did you know your clients can use a second charge loan to help them pay their tax bill? Rates start from 6.59%LTV’s available to 100%Did you know your clients can use a second charge loan to help them pay their tax bill?Rates start from 6.59%LTV’s available to 100%Fixed rates available with no ERC’ Loans to […]

Getting a Mortgage with Defaults: Overcoming Financial Hurdles

Getting Mortgages with Defaults Introduction: Once upon a time, in the realm of mortgages, there existed a mystical creature called “defaults.” These defaults, like pesky imps, would cast a shadow on the dreams of those seeking a mortgage. But fret not, for we are here to uncover the secrets of getting a mortgage with defaults […]

Understanding bad credit mortgages

‍ Understanding bad credit mortgages – When it comes to getting a mortgage, having bad credit can make the process challenging. Traditional lenders often view a low credit score as a red flag, making it difficult for individuals with less-than-perfect credit to secure a home loan. However, there is hope. Bad credit mortgage lenders in […]

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FCA WARNING, FEE’S AND JURISDICTIONAL INFORMATION

MORTGAGES – THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

CONSOLIDATING UNSECURED DEBTS – Think carefully before securing any other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or secured loan. IF YOU  CONSOLIDATE EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

BUY TO LET MORTGAGES The Financial Conduct Authority does not regulate some forms of Buy to Lets. Your home/property may be repossessed if you do not keep up repayments on your mortgage.

EQUITY RELEASE – This is a Lifetime Mortgage. These are only applicable to those 55 and over, and it could affect eligibility to state means-tested benefits and the inheritance you may leave. To understand the features and risks, ask for a personalised illustration. Equity release includes Lifetime Mortgages and Home Reversion Schemes. We can advise and arrange Lifetime Mortgages and will refer to an approved specialist for Home Reversion schemes.

Quest Finance Ltd also Trading as Quest Finance –  is an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. There may be a fee for mortgage advice. The precise amount will depend on your circumstances but will be agreed with you before proceeding but estimate this to be £795. Quest Finance Ltd is registered in England and Wales, with company registration number: 12267927. Registered Office: 21 Laneham Close, Doncaster DN4 7HX

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. By submitting an enquiry form you agree that the information provided is true and accurate and that a mortgage advisor may contact you for further information as required.

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